Homeownership Preservation Foundation
(888) 995-HOPE (4637)
This hotline is run by the Homeownership Preservation Foundation. They are not a mortgage company. They are an independent, third-party resource that has assembled a not-for-profit network of HUD Certified agencies dedicated to helping homeowners avoid foreclosure and will help you take action. Homeowners that need face-to-face assistance are referred from the Hotline to an approved local organization that can provide assistance.

Homes & Communities – U.S. Department of Housing & Urban Development (HUD)
(202) 708-1112
HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination. To fulfill this mission, HUD will embrace high standards of ethics, management and accountability and forge new partnerships--particularly with faith-based and community organizations--that leverage resources and improve HUD's ability to be effective on the community level. The U.S. Department of Housing and Urban Development (HUD) funds free or very low cost housing counseling nationwide. Housing counselors can help you understand the law and your options, organize your finances and represent you in negotiations with your lender if you need this assistance.

Tri-Valley Housing Opportunity Center
(925) 373-3130
Ofrecen clases en Español.
The Tri-Valley Housing Opportunity Center (TVHOC) provides information regarding private sector lender programs, funding sources and homebuyer pre and post purchase education – helping match those in need with programs and services that benefit them most. Working regionally, the TVHOC offers a comprehensive counseling and education program that will expand mortgage credit opportunities and increase homeownership in the Tri-Valley region.

NeighborWorks America
(202) 760-4000
NeighborWorks® America was named in the FY2008 Consolidated Appropriations Act to administer a $180 million national mortgage foreclosure mitigation counseling program. Under the legislation, NeighborWorks America (formally the Neighborhood Reinvestment Corporation) will make grants to housing counseling intermediaries approved by the U.S. Department of Housing and Urban Development and to qualifying state housing finance agencies (HFAs) and will provide foreclosure counseling training courses.

Money Management International
(800) 649-3797
Todo informacion disponible en Español por internet o llame (877) 255-5059.
MMI is a HUD-approved housing counseling and education service provider. Their Housing Services focuses on various needs such as buying, financing, maintaining, and protecting your home. They also provide services in Personal Credit Counseling, Debt Management Services, Financial Education and Bankruptcy Services. Money Management International (MMI) and its family of Consumer Credit Counseling Service (CCCS) agencies make up the largest nonprofit, full-service credit counseling agency in the United States.

Legal Assistance Centers

Bay Area Legal Aid (BayLegal)
Por Servicios en Español llame en (510) 663-4755.
Bay Area Legal Aid (BayLegal) is the largest provider of free civil legal services in the Bay Area. Our seven regional offices work together to provide high quality legal assistance to low-income people regardless of their location, language, or disability. BayLegal is uniquely positioned to help people across county lines. We assist people in the areas of housing, public benefits, health access, and domestic violence.

Contra Costa County Treasurer & Tax Collector
The Treasurer’s office put this website together in an effort to provide the general community with online access to our services and publications.

Housing and Economic Rights Advocates (HERA)
(510) 271-8443
Housing and Economic Rights Advocates (HERA) is a California statewide, not-for-profit legal service and advocacy organization. HERA's mission is to ensure that all people are protected from discrimination and economic abuses, especially in the realm of housing. HERA's core practice areas are predatory or unfair mortgage lending, foreclosure prevention and fair housing. Our direct legal representation services are available primarily in Northern California, while our technical assistance, training and capacity building services are available statewide.

La Raza Centro Legal
(866) 452-7292
The collaboration of La Raza Centro Legal, Inc. and Pacific Community Services, Inc. offers Contra Costa County residents free legal advice and counseling regarding tenant/landlord rights, housing discrimination and other fair housing problems. Como una colaboracion entre La Raza Centro Legal y Pacific Community Services ofrece asesoria legal y de vivienda para los residentes del Condado de Contra Costa sin costo alguno.